Documents to Check When Buying a Plot/Site in Bengaluru

When buying a plot in Bengaluru, it’s crucial to verify the property’s legal status and ensure all necessary documents are in order. Here is a list of essential documents you should check:

1. Title Deed: This document is the primary evidence of ownership and provides details about the property’s history, previous owners, and any encumbrances. Ensure that the seller has a clear title to the property.
2. RTC (Record of Rights, Tenancy, and Crop) or Pahani: This document contains details about the land, such as ownership, area, and type of land. It is issued by the Revenue Department and is an essential document for agricultural land.
3. Mutation Register Extract: This document records changes in ownership and is crucial for establishing a clear title. Make sure the current owner’s name is mentioned in the mutation register.
4. Encumbrance Certificate: This certificate ensures that the property is free from any legal or financial liabilities. Obtain an Encumbrance Certificate from the sub-registrar’s office for at least the past 13-30 years.
5. Conversion Order: If the plot was originally agricultural land, check for a Conversion Order issued by the competent authority, permitting the land to be used for non-agricultural purposes.
6. Land Use Certificate: Verify that the plot is classified as residential, commercial, or industrial, as per the city’s Comprehensive Development Plan (CDP) or Master Plan. Obtain a Land Use Certificate to confirm the same.
7. Approved Layout Plan: Ensure that the plot’s layout plan is approved by the Bengaluru Development Authority (BDA), Bengaluru Metropolitan Region Development Authority (BMRDA), or other relevant authorities.
8. No Objection Certificates (NOCs): Obtain NOCs from various authorities, such as the water, electricity, and sewage boards, as well as the fire department, if applicable.
9. Tax Receipts: Check for up-to-date property tax receipts to confirm that there are no pending tax liabilities.
10. Khata Certificate and Extract: A Khata is an account of the property with the municipal corporation. It includes details such as the owner’s name, property size, and tax liabilities. The Khata Certificate is essential for obtaining a loan or a building permit.
11. Sale Agreement and Sale Deed: The Sale Agreement contains the terms and conditions agreed upon between the buyer and seller. Upon completion of the transaction, the Sale Deed is executed and registered with the sub-registrar’s office to transfer the property’s ownership.
12. Power of Attorney (if applicable): If the seller is acting through a representative, ensure that they have a valid and registered Power of Attorney to sell the property.

Before purchasing a plot in Bengaluru, consult a lawyer to help you verify these documents and conduct a thorough due diligence process. This will ensure a smooth transaction and prevent potential legal complications in the future.